Citywide Home Loans Denver, CO, USA
Jul 19, 2018
Job Description Quality Control Analyst 1 Quality Control Analyst acts as individual operator, and their primary responsibilities are undertaking the actual analysis of files to determine whether they meet the company’s pre‐funding quality control standards and inputting those findings into the applicable reporting software. Job Responsibilities: o Evaluating mortgage applicant’s employment, debt, and income according to policy o Verifying information on mortgage loan applications o Quickly assessing risk and making quality decisions on mortgage applications o Calculating income, DTI, LTV, CLTV o Calculating income from all types (W2, Retirement, etc) o Reviewing asset statements (Bank, Investment, etc) o Reviewing tri‐merge credit reports (Credit Plus, Funding Suite, etc) o Reviewing appraisal reports Qualifications: Skills: o Strong working knowledge of mortgage credit profiles and credit history o Complete knowledge of underwriting guidelines o Thorough understanding of loan products o Complete knowledge of loan documents o Familiarity with AUS systems (DU, LP) o Knowledge of TRID o Knowledge of Agency guidelines Requirements: o 3 years prior mortgage industry experience (Minimum) o Prior experience working with popular loan origination platforms (Encompass, Net‐Oxygen, Calyx Point etc) o Demonstrated attention to detail a must o Excellent written and oral communication skills required o Strong computer skills (Microsoft Office Suite, Adobe) o Team player o High school diploma or equivalent Preferred: o Frontline Processing or Closing experience (Agency, FHA, VA, USDA) o Previous Mortgage Quality Control experience o Prior experience working with Post‐closing QC systems (TENA, Cogent, Adfitech, etc) o Bachelor’s or Associate’s degree or equivalent experience Company Description Citywide Home Loans was founded on December 7, 1998, by Steven J. Goorman as Citywide Funding. His entrepreneurial, dynamic, and determined style has grown the small broker company of just 5 employees to the large corporation it is today. Even though Citywide Home Loans now employs over 800 employees and covers more than 35 states, the company still maintains its small company roots. Steve Goorman lives by the motto, "Leadership is taught by example." Starting pay rate is based on current and/or past experience. We offer our employees competitive benefits including medical, dental, vision, life insurance, company-sponsored life insurance, tools to build a solid career, extensive and ongoing training, exceptional opportunities for advancement, opportunities for career growth, and much more. Citywide Home Loans is an Equal Opportunity Employer. Our corporate office is located at 9785 S. Monroe Street, Sandy, UT 84070. (NMLS ID 67180).